TallyCapital is the financing arm of the Tally group, built for one specific audience: businesses that already keep their books on Tally. If you are a TallyPrime user wondering what it is and whether it applies to you, the short answer is that it turns the accounting data you already maintain into the basis of a business loan application.
What it actually does:
- •Offers business loans to existing Tally customers, applied for from inside TallyPrime rather than from a separate portal
- •Shows pre-qualified offers so you can see what you may be eligible for before you commit to anything
- •Passes the decision to partner banks and NBFCs - TallyCapital is the channel, the lender makes the call
- •Supports both unsecured and secured routes, and government-backed MSME credit
The options we help businesses with through TallyCapital:
- •Unsecured business loans, which do not require you to pledge any asset
- •CGTMSE-backed credit, the government credit guarantee route for eligible MSMEs
- •Loans against property, for larger requirements where a property can be offered as security
- •Professional loans for practising chartered accountants
Why it is different from a normal loan application: the paperwork already exists. Because your transactions, ledgers and financial reports live in Tally, the application is pre-filled from data you have been maintaining all along, instead of you assembling statements from scratch.
What it is not: it is not a Tally licence, not a Tally subscription, and not a guarantee. Approval depends on your financials and the lender's assessment. Treat it as a channel to funding, not as an entitlement - and before borrowing, be clear about what the money is for and how the instalments will be serviced.
Sarvadnya Infotech is a Tally certified partner in CBD Belapur, Navi Mumbai. If you are a Tally user evaluating a business loan, see the options on our TallyCapital page or talk to us - we will tell you plainly whether the route fits your situation.
Frequently Asked Questions
Quick answers to common questions about this topic.
What is TallyCapital in simple terms?
TallyCapital is the financing service from the Tally group that offers business loans to existing Tally customers. Instead of a separate application portal, you check pre-qualified offers from inside TallyPrime and the lender reads the business data you already keep in Tally.
Who can apply for a business loan through TallyCapital?
Existing Tally customers - businesses already running their books on TallyPrime. The loan itself is sanctioned by TallyCapital partner banks and NBFCs, not by Tally, so the final decision, amount and rate rest with the lender.
Do I need collateral for a TallyCapital loan?
Not for the unsecured business loan, which is offered without pledging any asset. Secured options exist too, such as a loan against property, and there are government-backed CGTMSE products for eligible MSMEs.
Does checking my eligibility affect my credit score?
No. Checking whether you pre-qualify is designed to be a soft check and does not reduce your credit score. A formal application is a separate step that you choose to take.
Need expert help with your Tally setup?
Talk to our business finance specialists at Sarvadnya Infotech LLP for a no-obligation consultation.